Privacy Policy

Effective Date: May 18, 2026

SnapMoney: Khoảnh khắc thu chi (“SnapMoney”, “we”, “our”, or “the App”) is a personal finance and expense moment sharing application. This Privacy Policy explains how we collect, use, store, and protect user information.

1. Information We Collect

When users create an account, we may collect the following information:

Name
Phone number
Password

When users use the App, we may collect user-generated content, including:

Income and expense records
Photos uploaded or captured by the user
Monthly financial summaries and reports
Shared expense moments visible to friends or other users, depending on user actions

2. Camera and Photo Library Permissions

SnapMoney requests Camera access so users can take photos of expense or income moments. SnapMoney requests Photo Library access so users can upload images from their device.

These permissions are used only for app features selected by the user.

3. How We Use Information

We use collected information to:

Create and manage user accounts
Allow users to log in securely
Store income and expense data on cloud servers
Display monthly financial summaries
Allow users to share expense moments with friends
Improve app stability and user experience

4. Data Storage

User data may be stored on secure cloud servers to help prevent data loss when users change devices or reinstall the App.

5. Data Sharing

We do not sell user personal information. User content is only visible to others when the user chooses to share it inside the App.

6. Account Deletion

Users can request account deletion from inside the App or by following the instructions on our Delete Account page.

When an account is deleted, we will delete the user account and associated personal data, except where we are required to retain certain information for legal, security, or compliance reasons.

7. Children’s Privacy

SnapMoney is not intended for children under the age of 13. We do not knowingly collect personal information from children under 13.

8. Changes to This Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated effective date.

9. Contact Us

If you have questions about this Privacy Policy, please contact us:

Email: odaycowibu@gmail.com